Hemlo's BRF analysis
Brf. Skärgården
Org. no. 769617-5343 · Trosa
Top 40% in Trosa
Summary
Brf. Skärgården receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 5,269 kr per square metre and the annual fee is 645 kr per square metre per year. Smaller maintenance fund than 100% of associations in Trosa. The analysis highlights, among other things: Låg underhållsfond kan tvinga fram extra uttaxering eller avgiftshöjning, Hög ränte- och refinansieringskänslighet i ett enda lån, Oklar stambytesstatus kan dölja mycket stora framtida kostnader.
Compared with neighbouring associations
- Lower fee per m² than 78% of associations in Trosa
- Smaller maintenance fund than 100% of associations in Trosa
- Higher equity ratio than 100% of associations in Trosa
Association facts
- Municipality
- Trosa
- Apartments
- 3
- Total area
- 361 m²
Identified risks
- Low maintenance funds can force an additional levy or an increase in fees.High
- High interest rate and refinancing sensitivity in a single loanHigh
- Unclear pipe replacement status can conceal very large future costs.High
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- Debt per square metre5,269 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre645 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf. Skärgården a financially healthy housing cooperative?
- Brf. Skärgården receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Brf. Skärgården?
- The debt is 5,269 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in Brf. Skärgården?
- The annual fee is 645 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf. Skärgården has a health score of 7 out of 10.