Hemlo's BRF analysis

Brf Skattsedeln 3

Org. no. 769610-7304 · Stockholm

Strong associationBased on the 2025 annual report · Analysed 30 Aug 2026

Top 9% in Stockholm

Summary

Brf Skattsedeln 3 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 5,414 kr per square metre and the annual fee is 855 kr per square metre per year. Higher fee per m² than 70% of associations in Stockholm. The annual fee has increased 20% over 3 years. The analysis highlights, among other things: Kraftig avgiftshöjning signalerar pressad ekonomi, Flera lån ska refinansieras inom kort, Låg underhållsfond inför äldre hus och framtida åtgärder.

Compared with neighbouring associations

  • Higher fee per m² than 70% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²855 kr/m²
+20% over 3 yr2022–2025
Debt/m²5 414 kr/m²
+3% over 3 yr2022–2025
Equity ratio67 %
-1 pp over 3 yr2022–2025

Association facts

Municipality
Stockholm
Built
1947
Apartments
35
Total area
1 984 m²

Identified risks

  • Significant rent increase signals strained financesHigh
  • Several loans are to be refinanced shortly.High
  • Low maintenance fund for older buildings and future measuresHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre5,414 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre855 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Skattsedeln 3 a financially healthy housing cooperative?
Brf Skattsedeln 3 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Skattsedeln 3?
The debt is 5,414 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Brf Skattsedeln 3?
The annual fee is 855 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 20% over 3 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Skattsedeln 3 has a health score of 8 out of 10.