Hemlo's BRF analysis

Brf Skeppet i Österåker

Org. no. 769625-2738 · Österåker

Clear risksBased on the 2025 annual report · Analysed 14 Apr 2026

Summary

Brf Skeppet i Österåker receives Hemlo grade F (3 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 10,747 kr per square metre and the annual fee is 636 kr per square metre per year. Lower fee per m² than 92% of associations in Österåker. The analysis highlights, among other things: Mycket hög skuldsättning per kvadratmeter, Mycket hög räntekänslighet vid räntestigning, Låneförfall nära i tid ökar refinansieringsrisken.

Compared with neighbouring associations

  • Higher debt per m² than 75% of associations in Österåker
  • Lower fee per m² than 92% of associations in Österåker
  • Lower equity ratio than 69% of associations in Österåker

Association facts

Municipality
Österåker
Built
1985
Apartments
109
Total area
8 281 m²

Identified risks

  • Very high debt per square meterCritical
  • Very high interest rate sensitivity when interest rates riseCritical
  • A near-term loan maturity increases the refinancing riskHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre10,747 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre636 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Skeppet i Österåker a financially healthy housing cooperative?
Brf Skeppet i Österåker receives Hemlo grade F (3 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Skeppet i Österåker?
The debt is 10,747 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 75% of associations in Österåker.
How high is the fee in Brf Skeppet i Österåker?
The annual fee is 636 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade F mean?
Hemlo grade F means “Clear risks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Skeppet i Österåker has a health score of 3 out of 10.