Hemlo's BRF analysis

BRF Smeden 3

Org. no. 769621-5826 · Jönköping

Stable associationBased on the 2024 annual report · Analysed 14 Jun 2026

Summary

BRF Smeden 3 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 4,496 kr per square metre and the annual fee is 529 kr per square metre per year. Lower fee per m² than 90% of associations in Jönköping. The analysis highlights, among other things: Ingen tydlig underhållsplan redovisad, Mycket hög räntekänslighet trots måttlig skuld, Låg avgiftsnivå kan behöva höjas.

Compared with neighbouring associations

  • Lower fee per m² than 90% of associations in Jönköping
  • Higher equity ratio than 83% of associations in Jönköping

Association facts

Municipality
Jönköping
Apartments
14
Total area
1 001 m²

Identified risks

  • No clear maintenance plan providedHigh
  • Very high interest-rate sensitivity despite moderate debtHigh
  • A low fee level may need to be increasedHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,496 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre529 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF Smeden 3 a financially healthy housing cooperative?
BRF Smeden 3 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in BRF Smeden 3?
The debt is 4,496 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in BRF Smeden 3?
The annual fee is 529 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Smeden 3 has a health score of 7 out of 10.