Hemlo's BRF analysis
Brf Smörgatan 12-18
Org. no. 769614-4927 · Göteborg
Summary
Brf Smörgatan 12-18 receives Hemlo grade G (2 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 14,689 kr per square metre and the annual fee is 1,071 kr per square metre per year. Higher debt per m² than 96% of associations in Göteborg. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Stor refinansieringsrisk när alla lån förfaller 2026, Tomträtt innebär risk för kraftigt ökade markkostnader, Äldre bestånd från 1960 kan innebära kvarvarande underhållsrisk.
Compared with neighbouring associations
- Higher debt per m² than 96% of associations in Göteborg
- Higher fee per m² than 92% of associations in Göteborg
- Lower equity ratio than 75% of associations in Göteborg
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Göteborg
- Built
- 1960
- Apartments
- 31
- Total area
- 2 576 m²
Identified risks
- High refinancing risk when all loans mature in 2026High
- Ground rent entails a risk of substantially increased land costsHigh
- Older stock from the 1960s may involve a remaining maintenance riskMedium
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre14,689 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre1,071 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Smörgatan 12-18 a financially healthy housing cooperative?
- Brf Smörgatan 12-18 receives Hemlo grade G (2 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Brf Smörgatan 12-18?
- The debt is 14,689 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 96% of associations in Göteborg.
- How high is the fee in Brf Smörgatan 12-18?
- The annual fee is 1,071 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
- What does Hemlo grade G mean?
- Hemlo grade G means “Serious risks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Smörgatan 12-18 has a health score of 2 out of 10.