Hemlo's BRF analysis

Brf Sparbanksvägen 43-49

Org. no. 769626-9971 · Stockholm

Clear risksBased on the 2025 annual report · Analysed 9 Sept 2026

Summary

Brf Sparbanksvägen 43-49 receives Hemlo grade F (3 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 11,242 kr per square metre and the annual fee is 1,092 kr per square metre per year. Higher fee per m² than 95% of associations in Stockholm. The annual fee has increased 18% over 2 years. The analysis highlights, among other things: Tomträtt med nära förestående omförhandling, Mycket hög räntekänslighet, Hög skuldsättning per kvm.

Compared with neighbouring associations

  • Higher debt per m² than 85% of associations in Stockholm
  • Higher fee per m² than 95% of associations in Stockholm
  • Smaller maintenance fund than 61% of associations in Stockholm
  • Lower equity ratio than 68% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 092 kr/m²
+18% over 2 yr2023–2025
Debt/m²11 242 kr/m²
+20% over 2 yr2023–2025
Equity ratio58 %
-8 pp over 2 yr2023–2025

Association facts

Municipality
Stockholm
Apartments
25
Total area
1 118 m²

Identified risks

  • Leasehold with imminent renegotiationCritical
  • Very high interest-rate sensitivityCritical
  • High debt per sqmCritical

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre11,242 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,092 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Sparbanksvägen 43-49 a financially healthy housing cooperative?
Brf Sparbanksvägen 43-49 receives Hemlo grade F (3 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Sparbanksvägen 43-49?
The debt is 11,242 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 85% of associations in Stockholm.
How high is the fee in Brf Sparbanksvägen 43-49?
The annual fee is 1,092 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 18% over 2 years.
What does Hemlo grade F mean?
Hemlo grade F means “Clear risks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Sparbanksvägen 43-49 has a health score of 3 out of 10.