Hemlo's BRF analysis
Brf Sparboken 4
Org. no. 769615-9784 · Stockholm
Top 43% in Stockholm
Summary
Brf Sparboken 4 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 8,497 kr per square metre and the annual fee is 979 kr per square metre per year. Higher fee per m² than 88% of associations in Stockholm. The annual fee has increased 6% over 1 years. The analysis highlights, among other things: Tomträtten förfaller inom kort och kan omförhandlas kraftigt, Kombination av medelhög skuldsättning och känslighet för ränta, Låg underhållsfond i förhållande till fastighetens behov.
Compared with neighbouring associations
- Higher debt per m² than 78% of associations in Stockholm
- Higher fee per m² than 88% of associations in Stockholm
- Smaller maintenance fund than 82% of associations in Stockholm
- Lower equity ratio than 67% of associations in Stockholm
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Stockholm
- Built
- 1946
- Apartments
- 31
- Total area
- 1 799 m²
Identified risks
- The ground lease (tomträtt) is due to expire soon and could be renegotiated significantly.Critical
- Combination of medium debt and sensitivity to interest ratesHigh
- Low maintenance fund relative to the property’s needsHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre8,497 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre979 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Sparboken 4 a financially healthy housing cooperative?
- Brf Sparboken 4 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Brf Sparboken 4?
- The debt is 8,497 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 78% of associations in Stockholm.
- How high is the fee in Brf Sparboken 4?
- The annual fee is 979 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 6% over 1 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Sparboken 4 has a health score of 6 out of 10.