Hemlo's BRF analysis

Brf Spisbrödsfabriken

Org. no. 769628-4590 · Nacka

Clear risksBased on the 2025 annual report · Analysed 30 Apr 2026

Summary

Brf Spisbrödsfabriken receives Hemlo grade F (3 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 15,052 kr per square metre and the annual fee is 938 kr per square metre per year. Higher debt per m² than 93% of associations in Nacka. The annual fee has increased 18% over 2 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet i föreningens ekonomi, Stor del av lånen förfaller inom kort.

Compared with neighbouring associations

  • Higher debt per m² than 93% of associations in Nacka
  • Higher fee per m² than 76% of associations in Nacka
  • Higher equity ratio than 78% of associations in Nacka

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²938 kr/m²
+18% over 2 yr20232025
Debt/m²15 052 kr/m²
-2% over 2 yr20232025
Equity ratio82 %
0 pp over 2 yr20232025

Association facts

Municipality
Nacka
Built
2018
Apartments
94
Total area
5 617 m²

Identified risks

  • Very high debt per square metre (m²)Critical
  • Very high interest rate sensitivity in the association’s financesCritical
  • A large portion of the loans will fall due soon.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre15,052 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre938 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Spisbrödsfabriken a financially healthy housing cooperative?
Brf Spisbrödsfabriken receives Hemlo grade F (3 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Spisbrödsfabriken?
The debt is 15,052 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 93% of associations in Nacka.
How high is the fee in Brf Spisbrödsfabriken?
The annual fee is 938 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 18% over 2 years.
What does Hemlo grade F mean?
Hemlo grade F means “Clear risks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Spisbrödsfabriken has a health score of 3 out of 10.