Hemlo's BRF analysis

Brf Stadsterrassen

Org. no. 769616-9304 · Enköping

Acceptable, with remarksBased on the 2025 annual report · Analysed 3 Jul 2026

Summary

Brf Stadsterrassen receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 939 kr per square metre per year. Lower debt per m² than 84% of associations in Enköping. The annual fee has increased 4% over 1 years. The analysis highlights, among other things: Stor refinansieringsrisk när nästan 20 Mkr förfaller inom kort, Mycket hög skuldsättning per kvm, Hög räntekänslighet kan slå direkt på avgifterna.

Compared with neighbouring associations

  • Lower debt per m² than 84% of associations in Enköping
  • Higher fee per m² than 74% of associations in Enköping
  • Smaller maintenance fund than 79% of associations in Enköping
  • Higher equity ratio than 74% of associations in Enköping

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²939 kr/m²
+4% over 1 yr20242025
Debt/m²11 709 kr/m²
-2% over 1 yr20242025
Equity ratio66 %
0 pp over 1 yr20242025

Association facts

Municipality
Enköping
Built
2013
Apartments
46
Total area
2 750 m²

Identified risks

  • High refinancing risk as almost SEK 20 million falls due soonCritical
  • Very high debt per square metreCritical
  • High interest-rate sensitivity can hit the fees directlyHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre939 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Stadsterrassen a financially healthy housing cooperative?
Brf Stadsterrassen receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Stadsterrassen?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 84% of associations in Enköping.
How high is the fee in Brf Stadsterrassen?
The annual fee is 939 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 4% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Stadsterrassen has a health score of 5 out of 10.