Hemlo's BRF analysis

Brf Sunds Terrasser 2

Org. no. 769638-4440 · Uddevalla

Stable associationBased on the 2025 annual report · Analysed 26 Jun 2026

Summary

Brf Sunds Terrasser 2 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 12,401 kr per square metre and the annual fee is 989 kr per square metre per year. Higher debt per m² than 86% of associations in Uddevalla. The annual fee has increased 32% over 2 years. The analysis highlights, among other things: Mycket hög räntekänslighet i föreningens ekonomi, Mycket hög skuldsättning per kvadratmeter, Avgiften har redan höjts kraftigt och kan behöva höjas igen.

Compared with neighbouring associations

  • Higher debt per m² than 86% of associations in Uddevalla
  • Higher fee per m² than 82% of associations in Uddevalla
  • Smaller maintenance fund than 68% of associations in Uddevalla
  • Higher equity ratio than 82% of associations in Uddevalla

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²989 kr/m²
+32% over 2 yr20232025
Debt/m²12 401 kr/m²
-2% over 2 yr20232025
Equity ratio74 %
+1 pp over 2 yr20232025

Association facts

Municipality
Uddevalla
Built
2020
Apartments
34
Total area
2 464 m²

Identified risks

  • Very high interest-rate sensitivity in the association’s financesCritical
  • Very high debt per square metreCritical
  • The fee has already been increased significantly and may need to be raised again.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre12,401 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre989 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Sunds Terrasser 2 a financially healthy housing cooperative?
Brf Sunds Terrasser 2 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Sunds Terrasser 2?
The debt is 12,401 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 86% of associations in Uddevalla.
How high is the fee in Brf Sunds Terrasser 2?
The annual fee is 989 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 32% over 2 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Sunds Terrasser 2 has a health score of 7 out of 10.