Hemlo's BRF analysis

Brf Svågertorp 1

Org. no. 716406-9390 · Malmö

Strong associationBased on the 2025 annual report · Analysed 19 Aug 2026

Top 7% in Malmö

Summary

Brf Svågertorp 1 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 5,700 kr per square metre and the annual fee is 810 kr per square metre per year. Lower equity ratio than 75% of associations in Malmö. The annual fee has increased 5% over 2 years. The analysis highlights, among other things: Mycket låg underhållsfond kan tvinga fram avgiftshöjning, Stor refinansieringsrisk när fyra lån förfaller 2026, Räntekänsligheten är tydlig vid hög skuld.

Compared with neighbouring associations

  • Lower fee per m² than 71% of associations in Malmö
  • Smaller maintenance fund than 70% of associations in Malmö
  • Lower equity ratio than 75% of associations in Malmö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²810 kr/m²
+5% over 2 yr20232025
Debt/m²5 700 kr/m²
+50% over 2 yr20232025
Equity ratio20 %
-6 pp over 2 yr20232025

Association facts

Municipality
Malmö
Built
1989
Apartments
64
Total area
6 280 m²

Identified risks

  • Very low maintenance fund can force an increase in feesCritical
  • High refinancing risk when four loans mature in 2026High
  • Interest rate sensitivity is evident with high debtHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre5,700 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre810 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Svågertorp 1 a financially healthy housing cooperative?
Brf Svågertorp 1 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Svågertorp 1?
The debt is 5,700 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Brf Svågertorp 1?
The annual fee is 810 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 5% over 2 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Svågertorp 1 has a health score of 8 out of 10.