Hemlo's BRF analysis

Brf Syrenen

Org. no. 746000-2079 · Malmö

Acceptable, with remarksBased on the 2025 annual report · Analysed 24 Jun 2026

Top 42% in Malmö

Summary

Brf Syrenen receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 11,728 kr per square metre and the annual fee is 1,055 kr per square metre per year. Lower equity ratio than 98% of associations in Malmö. The analysis highlights, among other things: Mycket hög belåning per kvm, Mycket hög räntekänslighet, Negativt eget kapital och svag soliditet.

Compared with neighbouring associations

  • Higher debt per m² than 72% of associations in Malmö
  • Higher fee per m² than 82% of associations in Malmö
  • Smaller maintenance fund than 81% of associations in Malmö
  • Lower equity ratio than 98% of associations in Malmö

Association facts

Municipality
Malmö
Built
1936
Apartments
22
Total area
1 281 m²

Identified risks

  • Very high loan-to-value per m² (belåning per kvm)Critical
  • Very high interest rate sensitivityCritical
  • Negative equity and weak equity ratioHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre11,728 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,055 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Syrenen a financially healthy housing cooperative?
Brf Syrenen receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Syrenen?
The debt is 11,728 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 72% of associations in Malmö.
How high is the fee in Brf Syrenen?
The annual fee is 1,055 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Syrenen has a health score of 6 out of 10.