Hemlo's BRF analysis

Brf Systern 6

Org. no. 769619-2900 · Stockholm

Strong associationBased on the 2025 annual report · Analysed 2 Sept 2026

Top 6% in Stockholm

Summary

Brf Systern 6 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,313 kr per square metre and the annual fee is 741 kr per square metre per year. Higher equity ratio than 84% of associations in Stockholm. The annual fee has increased 4% over 3 years. The analysis highlights, among other things: Hela lånet förfaller samtidigt och måste refinansieras, Åldrande fastighet utan bekräftat stambyte, Kombination av låg underhållsnivå och skuldexponering ökar avgiftsrisken.

Compared with neighbouring associations

  • Larger maintenance fund than 66% of associations in Stockholm
  • Higher equity ratio than 84% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²741 kr/m²
+4% over 3 yr20222025
Debt/m²4 313 kr/m²
-30% over 3 yr20222025
Equity ratio87 %
+4 pp over 3 yr20222025

Association facts

Municipality
Stockholm
Built
1939
Apartments
64
Total area
3 014 m²

Identified risks

  • The entire loan matures at the same time and must be refinanced.Critical
  • A property that is aging without a confirmed pipe (stambyte) replacementHigh
  • Combination of a low maintenance level and debt exposure increases the risk of fee increasesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,313 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre741 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Systern 6 a financially healthy housing cooperative?
Brf Systern 6 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Systern 6?
The debt is 4,313 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Brf Systern 6?
The annual fee is 741 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 4% over 3 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Systern 6 has a health score of 8 out of 10.