Hemlo's BRF analysis
Brf Termiten 12 o 13
Org. no. 769628-9250 · Linköping
Summary
Brf Termiten 12 o 13 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 8,972 kr per square metre and the annual fee is 795 kr per square metre per year. Smaller maintenance fund than 90% of associations in Linköping. The analysis highlights, among other things: Hög sannolikhet för kostsamt stambyte, Mycket låg underhållsfond i förhållande till behovet, Räntekänslig förening med snabb skuldomförhandling.
Compared with neighbouring associations
- Higher debt per m² than 63% of associations in Linköping
- Smaller maintenance fund than 90% of associations in Linköping
Association facts
- Municipality
- Linköping
- Built
- 1936
- Apartments
- 16
- Total area
- 895 m²
Identified risks
- High likelihood of costly pipe replacement (stambyte)Critical
- Very low maintenance fund in relation to the needCritical
- Interest-rate-sensitive association with rapid debt reschedulingHigh
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre8,972 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre795 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Termiten 12 o 13 a financially healthy housing cooperative?
- Brf Termiten 12 o 13 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Brf Termiten 12 o 13?
- The debt is 8,972 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 63% of associations in Linköping.
- How high is the fee in Brf Termiten 12 o 13?
- The annual fee is 795 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Termiten 12 o 13 has a health score of 5 out of 10.