Hemlo's BRF analysis

BRF Tersen i Ystad

Org. no. 769622-0016 · Ystad

Strong associationBased on the 2023 annual report · Analysed 25 Jul 2026

Top 14% in Ystad

Summary

BRF Tersen i Ystad receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2023 annual report. The debt is 8,732 kr per square metre and the annual fee is 734 kr per square metre per year. Higher equity ratio than 89% of associations in Ystad. The analysis highlights, among other things: Hög räntekänslighet kan snabbt pressa avgifterna, Stor refinansieringsvägg inom kort tid, Lågt underhållssparande ger risk för framtida avgiftschocker.

Compared with neighbouring associations

  • Higher debt per m² than 75% of associations in Ystad
  • Lower fee per m² than 71% of associations in Ystad
  • Higher equity ratio than 89% of associations in Ystad

Association facts

Municipality
Ystad
Built
2011
Apartments
26
Total area
2 528 m²

Identified risks

  • High interest-rate sensitivity can quickly put pressure on the feesCritical
  • Large refinancing wall in the near futureHigh
  • Low maintenance savings create a risk of future fee shocksHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre8,732 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre734 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF Tersen i Ystad a financially healthy housing cooperative?
BRF Tersen i Ystad receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2023 annual report.
How high is the debt in BRF Tersen i Ystad?
The debt is 8,732 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 75% of associations in Ystad.
How high is the fee in BRF Tersen i Ystad?
The annual fee is 734 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Tersen i Ystad has a health score of 8 out of 10.