Hemlo's BRF analysis

Brf Tile House

Org. no. 769641-9659 · Stockholm

Acceptable, with remarksBased on the 2025 annual report · Analysed 31 Jul 2026

Top 47% in Stockholm

Summary

Brf Tile House receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 11,658 kr per square metre and the annual fee is 937 kr per square metre per year. Higher equity ratio than 88% of associations in Stockholm. The annual fee has increased 61% over 1 years. The analysis highlights, among other things: Hög skuldsättning med tydlig avgifts- och räntekänslighet, Mycket låg underhållsfond inför framtida underhåll, Kombinationsrisk: hög skuld, låg underhållsfond och kommande refinansiering.

Compared with neighbouring associations

  • Higher debt per m² than 86% of associations in Stockholm
  • Higher fee per m² than 83% of associations in Stockholm
  • Smaller maintenance fund than 81% of associations in Stockholm
  • Higher equity ratio than 88% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²937 kr/m²
+61% over 1 yr2024–2025
Debt/m²11 658 kr/m²
-1% over 1 yr2024–2025
Equity ratio90 %
+21 pp over 1 yr2024–2025

Association facts

Municipality
Stockholm
Built
2024
Apartments
79
Total area
4 173 m²

Identified risks

  • High indebtedness with clear fee and interest rate sensitivityCritical
  • Very low maintenance fund for future maintenanceHigh
  • Combination risk: high debt, low maintenance fund and upcoming refinancingHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre11,658 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre937 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Tile House a financially healthy housing cooperative?
Brf Tile House receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Tile House?
The debt is 11,658 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 86% of associations in Stockholm.
How high is the fee in Brf Tile House?
The annual fee is 937 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 61% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Tile House has a health score of 6 out of 10.