Hemlo's BRF analysis

Brf Tor

Org. no. 716447-6694 · Svenljunga

Strong associationBased on the 2025 annual report · Analysed 16 Aug 2026

Summary

Brf Tor receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 565 kr per square metre and the annual fee is 610 kr per square metre per year. The analysis highlights, among other things: Mycket låg underhållsfond kan tvinga fram avgiftshöjningar, Kortfristigt låneförfall skapar refinansieringsrisk, Osäkerhet kring stambyte döljer potentiellt stor framtida kostnad.

Association facts

Municipality
Svenljunga
Apartments
27
Total area
2 550 m²

Identified risks

  • Very low maintenance fund reserves can force fee increasesHigh
  • Short-term loan maturities create refinancing riskHigh
  • Uncertainty about pipe replacement may conceal potentially large future costsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre565 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre610 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Tor a financially healthy housing cooperative?
Brf Tor receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Tor?
The debt is 565 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Brf Tor?
The annual fee is 610 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Tor has a health score of 9 out of 10.