Hemlo's BRF analysis

Brf Trädgårdsstaden 4

Org. no. 769633-0310 · Borås

Acceptable, with remarksBased on the 2025 annual report · Analysed 3 Jul 2026

Summary

Brf Trädgårdsstaden 4 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 13,206 kr per square metre and the annual fee is 1,028 kr per square metre per year. Higher debt per m² than 95% of associations in Borås. The analysis highlights, among other things: Mycket låg underhållsfond, Hög skuldsättning per kvm, Stor räntekänslighet i föreningens ekonomi.

Compared with neighbouring associations

  • Higher debt per m² than 95% of associations in Borås
  • Higher fee per m² than 95% of associations in Borås
  • Smaller maintenance fund than 84% of associations in Borås
  • Higher equity ratio than 68% of associations in Borås

Association facts

Municipality
Borås
Built
2021
Apartments
22
Total area
1 657 m²

Identified risks

  • Very low maintenance fundCritical
  • High debt per m²Critical
  • High interest-rate sensitivity in the association’s financesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre13,206 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,028 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Trädgårdsstaden 4 a financially healthy housing cooperative?
Brf Trädgårdsstaden 4 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Trädgårdsstaden 4?
The debt is 13,206 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 95% of associations in Borås.
How high is the fee in Brf Trädgårdsstaden 4?
The annual fee is 1,028 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Trädgårdsstaden 4 has a health score of 6 out of 10.