Hemlo's BRF analysis

Brf Traversen

Org. no. 769635-2686 · Trollhättan

Acceptable, with remarksBased on the 2025 annual report · Analysed 14 Aug 2026

Summary

Brf Traversen receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 10,218 kr per square metre and the annual fee is 1,051 kr per square metre per year. Higher equity ratio than 85% of associations in Trollhättan. The analysis highlights, among other things: Hög skuldsättning kombinerad med mycket hög räntekänslighet, Avgiften är på väg upp och kan behöva höjas igen, Tajt låneförfall inom kort ökar refinansieringsrisken.

Compared with neighbouring associations

  • Higher debt per m² than 69% of associations in Trollhättan
  • Higher fee per m² than 77% of associations in Trollhättan
  • Smaller maintenance fund than 62% of associations in Trollhättan
  • Higher equity ratio than 85% of associations in Trollhättan

Association facts

Municipality
Trollhättan
Built
2021
Apartments
39
Total area
2 798 m²

Identified risks

  • High indebtedness combined with very high interest-rate sensitivityCritical
  • The fee is on the way up and may need to be increased again.High
  • Tight loan maturities in the near term increase refinancing riskHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre10,218 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,051 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Traversen a financially healthy housing cooperative?
Brf Traversen receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Traversen?
The debt is 10,218 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 69% of associations in Trollhättan.
How high is the fee in Brf Traversen?
The annual fee is 1,051 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Traversen has a health score of 5 out of 10.