Hemlo's BRF analysis

Brf Utsikten Gårdsten

Org. no. 769635-8337 · Göteborg

Acceptable, with remarksBased on the 2025 annual report · Analysed 15 Aug 2026

Summary

Brf Utsikten Gårdsten receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 12,427 kr per square metre and the annual fee is 1,074 kr per square metre per year. Higher fee per m² than 91% of associations in Göteborg. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Hög skuldsättning per lägenhet, Mycket hög räntekänslighet, Avgiftsnivån är redan hög och fortsätter uppåt.

Compared with neighbouring associations

  • Higher debt per m² than 82% of associations in Göteborg
  • Higher fee per m² than 91% of associations in Göteborg
  • Smaller maintenance fund than 61% of associations in Göteborg
  • Higher equity ratio than 71% of associations in Göteborg

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 074 kr/m²
-1% over 1 yr20242025
Debt/m²12 427 kr/m²
-1% over 1 yr20242025
Equity ratio71 %
0 pp over 1 yr20242025

Association facts

Municipality
Göteborg
Built
2020
Apartments
59
Total area
3 245 m²

Identified risks

  • High debt per apartmentCritical
  • Very high interest rate sensitivityCritical
  • The fee level is already high and continues to rise.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre12,427 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,074 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Utsikten Gårdsten a financially healthy housing cooperative?
Brf Utsikten Gårdsten receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Utsikten Gårdsten?
The debt is 12,427 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 82% of associations in Göteborg.
How high is the fee in Brf Utsikten Gårdsten?
The annual fee is 1,074 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Utsikten Gårdsten has a health score of 5 out of 10.