Hemlo's BRF analysis

Brf Västerbacken 3

Org. no. 769625-0385 · Enköping

Stable associationBased on the 2025 annual report · Analysed 27 Aug 2026

Top 45% in Enköping

Summary

Brf Västerbacken 3 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 7,415 kr per square metre and the annual fee is 1,011 kr per square metre per year. Higher fee per m² than 89% of associations in Enköping. The analysis highlights, among other things: Låg underhållsfond ökar risken för framtida extra uttaxering, Hög räntekänslighet kan leda till avgiftshöjningar, Stora låneförfall inom kort ger refinansieringsrisk.

Compared with neighbouring associations

  • Higher debt per m² than 75% of associations in Enköping
  • Higher fee per m² than 89% of associations in Enköping
  • Larger maintenance fund than 61% of associations in Enköping
  • Higher equity ratio than 86% of associations in Enköping

Association facts

Municipality
Enköping
Built
2014
Apartments
28
Total area
2 039 m²

Identified risks

  • A low maintenance fund increases the risk of future additional special assessments.High
  • High interest rate sensitivity can lead to increases in chargesHigh
  • Large loan redemptions soon create refinancing riskHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre7,415 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,011 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Västerbacken 3 a financially healthy housing cooperative?
Brf Västerbacken 3 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Västerbacken 3?
The debt is 7,415 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 75% of associations in Enköping.
How high is the fee in Brf Västerbacken 3?
The annual fee is 1,011 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Västerbacken 3 has a health score of 7 out of 10.