Hemlo's BRF analysis

Brf Västra Fjordskär

Org. no. 769611-4953 · Kungsbacka

Stable associationBased on the 2024 annual report · Analysed 17 Aug 2026

Top 47% in Kungsbacka

Summary

Brf Västra Fjordskär receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 6,478 kr per square metre and the annual fee is 477 kr per square metre per year. Lower fee per m² than 93% of associations in Kungsbacka. The analysis highlights, among other things: Mycket hög räntekänslighet vid framtida omförhandling, Låg underhållsreserv kan tvinga fram extra uttaxering, Avgiftsnivån ser låg ut i förhållande till riskbilden.

Compared with neighbouring associations

  • Lower debt per m² than 72% of associations in Kungsbacka
  • Lower fee per m² than 93% of associations in Kungsbacka
  • Smaller maintenance fund than 76% of associations in Kungsbacka
  • Lower equity ratio than 83% of associations in Kungsbacka

Association facts

Municipality
Kungsbacka
Apartments
28
Total area
3 081 m²

Identified risks

  • Very high interest-rate sensitivity at future refinancingCritical
  • Low maintenance reserves can force additional special assessments (extra contributions).High
  • The fee level appears low relative to the risk profile.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre6,478 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre477 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Västra Fjordskär a financially healthy housing cooperative?
Brf Västra Fjordskär receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Brf Västra Fjordskär?
The debt is 6,478 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 72% of associations in Kungsbacka.
How high is the fee in Brf Västra Fjordskär?
The annual fee is 477 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Västra Fjordskär has a health score of 7 out of 10.