Hemlo's BRF analysis

Brf Vattenkvarnen

Org. no. 769635-2983 · Järfälla

Acceptable, with remarksBased on the 2025 annual report · Analysed 18 Apr 2026

Summary

Brf Vattenkvarnen receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 11,443 kr per square metre and the annual fee is 1,087 kr per square metre per year. Higher fee per m² than 93% of associations in Järfälla. The annual fee has increased 16% over 1 years. The analysis highlights, among other things: Mycket hög räntekänslighet, Stor refinansieringsrisk när nästan hela lånestocken förfaller, Hög skuldsättning per kvadratmeter.

Compared with neighbouring associations

  • Higher debt per m² than 77% of associations in Järfälla
  • Higher fee per m² than 93% of associations in Järfälla
  • Smaller maintenance fund than 62% of associations in Järfälla
  • Higher equity ratio than 71% of associations in Järfälla

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 087 kr/m²
+16% over 1 yr20242025
Debt/m²11 441 kr/m²
-3% over 1 yr20242025
Equity ratio77 %
0 pp over 1 yr20242025

Association facts

Municipality
Järfälla
Built
2019
Apartments
123
Total area
6 668 m²

Identified risks

  • Very high interest rate sensitivityCritical
  • Significant refinancing risk when almost the entire loan portfolio maturesCritical
  • High debt per square metreHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre11,443 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,087 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Vattenkvarnen a financially healthy housing cooperative?
Brf Vattenkvarnen receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Vattenkvarnen?
The debt is 11,443 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 77% of associations in Järfälla.
How high is the fee in Brf Vattenkvarnen?
The annual fee is 1,087 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 16% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Vattenkvarnen has a health score of 5 out of 10.