Hemlo's BRF analysis
Brf Vemdalen Smart Lodge Living
Org. no. 769638-5561 · Härjedalen
Summary
Brf Vemdalen Smart Lodge Living receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,457 kr per square metre and the annual fee is 630 kr per square metre per year. The analysis highlights, among other things: Underhållsfonden är mycket låg i förhållande till ytan, Hög räntekänslighet i hela låneportföljen, Hög refinansieringsrisk eftersom alla lån är korta.
Association facts
- Municipality
- Härjedalen
- Apartments
- 23
- Total area
- 1 250 m²
Identified risks
- The maintenance fund is very low in relation to the areaHigh
- High interest rate sensitivity across the entire loan portfolioHigh
- High refinancing risk because all loans are short-termHigh
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre4,457 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre630 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Vemdalen Smart Lodge Living a financially healthy housing cooperative?
- Brf Vemdalen Smart Lodge Living receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Brf Vemdalen Smart Lodge Living?
- The debt is 4,457 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in Brf Vemdalen Smart Lodge Living?
- The annual fee is 630 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Vemdalen Smart Lodge Living has a health score of 6 out of 10.