Hemlo's BRF analysis

Brf Viby Lupin

Org. no. 769637-8251 · Håbo

Acceptable, with remarksBased on the 2025 annual report · Analysed 23 Jun 2026

Summary

Brf Viby Lupin receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 11,768 kr per square metre and the annual fee is 674 kr per square metre per year. The annual fee has increased 6% over 1 years. The analysis highlights, among other things: Mycket hög belåning per kvadratmeter, Mycket hög räntekänslighet vid räntestegring, Mycket svag underhållsfond trots framtida underhåll.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²674 kr/m²
+6% over 1 yr20242025
Debt/m²11 768 kr/m²
-1% over 1 yr20242025
Equity ratio65 %
0 pp over 1 yr20242025

Association facts

Municipality
Håbo
Built
2020
Apartments
14
Total area
1 918 m²

Identified risks

  • Very high debt per square metreCritical
  • Very high interest-rate sensitivity when interest rates riseCritical
  • Very weak maintenance fund despite future maintenanceHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre11,768 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre674 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Viby Lupin a financially healthy housing cooperative?
Brf Viby Lupin receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Viby Lupin?
The debt is 11,768 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Brf Viby Lupin?
The annual fee is 674 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 6% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Viby Lupin has a health score of 5 out of 10.