Hemlo's BRF analysis

Brf Volrat Tham

Org. no. 769633-7448 · Göteborg

Acceptable, with remarksBased on the 2025 annual report · Analysed 22 Jun 2026

Top 46% in Göteborg

Summary

Brf Volrat Tham receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 14,151 kr per square metre and the annual fee is 1,077 kr per square metre per year. Higher equity ratio than 93% of associations in Göteborg. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet vid räntelyft, Stor refinansiering koncentrerad till 2026.

Compared with neighbouring associations

  • Higher debt per m² than 92% of associations in Göteborg
  • Higher fee per m² than 90% of associations in Göteborg
  • Smaller maintenance fund than 60% of associations in Göteborg
  • Higher equity ratio than 93% of associations in Göteborg

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 077 kr/m²
+2% over 1 yr20242025
Debt/m²14 151 kr/m²
0% over 1 yr20242025
Equity ratio82 %
0 pp over 1 yr20242025

Association facts

Municipality
Göteborg
Built
2019
Apartments
63
Total area
1 696 m²

Identified risks

  • Very high debt per sqmCritical
  • Very high interest rate sensitivity to interest rate increasesCritical
  • Large refinancing concentrated in 2026High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre14,151 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,077 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Volrat Tham a financially healthy housing cooperative?
Brf Volrat Tham receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Volrat Tham?
The debt is 14,151 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 92% of associations in Göteborg.
How high is the fee in Brf Volrat Tham?
The annual fee is 1,077 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Volrat Tham has a health score of 6 out of 10.