Hemlo's BRF analysis
De Fem Elementen
Org. no. 769632-8777 · Sundbyberg
Summary
De Fem Elementen receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 946 kr per square metre per year. Higher fee per m² than 76% of associations in Sundbyberg. The annual fee has increased 10% over 1 years. The analysis highlights, among other things: Mycket hög räntekänslighet, Mycket hög skuldsättning per kvm, Stora lån förfaller samtidigt 2026.
Compared with neighbouring associations
- Lower debt per m² than 74% of associations in Sundbyberg
- Higher fee per m² than 76% of associations in Sundbyberg
- Smaller maintenance fund than 62% of associations in Sundbyberg
- Higher equity ratio than 65% of associations in Sundbyberg
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Sundbyberg
- Built
- 2019
- Apartments
- 95
- Total area
- 7 354 m²
Identified risks
- Very high interest rate sensitivityCritical
- Very high debt per square metre (kvm)Critical
- Large loans fall due at the same time in 2026High
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre0 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre946 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is De Fem Elementen a financially healthy housing cooperative?
- De Fem Elementen receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in De Fem Elementen?
- The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 74% of associations in Sundbyberg.
- How high is the fee in De Fem Elementen?
- The annual fee is 946 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 10% over 1 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. De Fem Elementen has a health score of 6 out of 10.