Hemlo's BRF analysis

HSB Bostadsrättsförening Armén i Arvika

Org. no. 772000-0194 · Arvika

Very strong associationBased on the 2025 annual report · Analysed 11 Oct 2026

Summary

HSB Bostadsrättsförening Armén i Arvika receives Hemlo grade A (10 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,896 kr per square metre and the annual fee is 789 kr per square metre per year. The analysis highlights, among other things: Mycket låg underhållsfond per kvm, Okänt stambytesläge kan dölja stor kostnad, Ensam låneförfallspunkt skapar refinansieringsrisk.

Association facts

Municipality
Arvika
Apartments
15
Total area
906 m²

Identified risks

  • Very low maintenance fund per sqmCritical
  • Unknown pipe replacement status can conceal a large costHigh
  • A single loan maturity date creates refinancing riskHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,896 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre789 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Armén i Arvika a financially healthy housing cooperative?
HSB Bostadsrättsförening Armén i Arvika receives Hemlo grade A (10 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Armén i Arvika?
The debt is 1,896 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Bostadsrättsförening Armén i Arvika?
The annual fee is 789 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade A mean?
Hemlo grade A means “Very strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Armén i Arvika has a health score of 10 out of 10.