Hemlo's BRF analysis

HSB Bostadsrättsförening Backen i Västerhaninge

Org. no. 712400-2283 · Haninge

Stable associationBased on the 2025 annual report · Analysed 3 Jul 2026

Top 43% in Haninge

Summary

HSB Bostadsrättsförening Backen i Västerhaninge receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,649 kr per square metre and the annual fee is 868 kr per square metre per year. Lower equity ratio than 80% of associations in Haninge. The annual fee has increased 4% over 1 years. The analysis highlights, among other things: Stor refinansieringsrisk under 2026, Kraftig avgiftshöjning redan beslutad, Soliditeten är bara medelgod och kan försvagas av kommande investeringar.

Compared with neighbouring associations

  • Lower debt per m² than 76% of associations in Haninge
  • Larger maintenance fund than 74% of associations in Haninge
  • Lower equity ratio than 80% of associations in Haninge

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²868 kr/m²
+4% over 1 yr20242025
Debt/m²3 652 kr/m²
-3% over 1 yr20242025
Equity ratio28 %
-3 pp over 1 yr20242025

Association facts

Municipality
Haninge
Built
1966
Apartments
58
Total area
4 369 m²

Identified risks

  • High refinancing risk during 2026High
  • Significant fee increase already decidedHigh
  • The equity ratio is only average-good and may be weakened by upcoming investments.Medium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,649 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre868 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Backen i Västerhaninge a financially healthy housing cooperative?
HSB Bostadsrättsförening Backen i Västerhaninge receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Backen i Västerhaninge?
The debt is 3,649 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 76% of associations in Haninge.
How high is the fee in HSB Bostadsrättsförening Backen i Västerhaninge?
The annual fee is 868 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 4% over 1 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Backen i Västerhaninge has a health score of 7 out of 10.