Hemlo's BRF analysis

HSB Bostadsrättsförening Bandhagen i Stockholm

Org. no. 702000-1140 · Stockholm

Acceptable, with remarksBased on the 2025 annual report · Analysed 14 Jun 2026

Summary

HSB Bostadsrättsförening Bandhagen i Stockholm receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,814 kr per square metre and the annual fee is 847 kr per square metre per year. Larger maintenance fund than 98% of associations in Stockholm. The annual fee has increased 4% over 1 years. The analysis highlights, among other things: Låg underhållsfond trots stort framtida behov, Stor del av lånen förfaller inom kort, Tomträtt ger osäker framtida markkostnad.

Compared with neighbouring associations

  • Higher fee per m² than 70% of associations in Stockholm
  • Larger maintenance fund than 98% of associations in Stockholm
  • Lower equity ratio than 85% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²847 kr/m²
+4% over 1 yr20242025
Debt/m²3 814 kr/m²
+2% over 1 yr20242025
Equity ratio33 %
-1 pp over 1 yr20242025

Association facts

Municipality
Stockholm
Built
1953
Apartments
562
Total area
32 382 m²

Identified risks

  • Low maintenance fund despite large future needsCritical
  • A large part of the loans falls due soonHigh
  • Ground lease creates an uncertain future land costHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,814 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre847 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Bandhagen i Stockholm a financially healthy housing cooperative?
HSB Bostadsrättsförening Bandhagen i Stockholm receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Bandhagen i Stockholm?
The debt is 3,814 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Bostadsrättsförening Bandhagen i Stockholm?
The annual fee is 847 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 4% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Bandhagen i Stockholm has a health score of 5 out of 10.