Hemlo's BRF analysis

HSB Bostadsrättsförening Bingen i Sundsvall

Org. no. 789200-2770 · Sundsvall

Strong associationBased on the 2025 annual report · Analysed 1 Sept 2026

Top 31% in Sundsvall

Summary

HSB Bostadsrättsförening Bingen i Sundsvall receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,306 kr per square metre and the annual fee is 1,092 kr per square metre per year. Higher fee per m² than 96% of associations in Sundsvall. The annual fee has increased 3% over 1 years. The analysis highlights, among other things: Tydlig stambytesrisk i 1950-talsfastighet, Stora låneförfall inom kort tid, Hög skuldsättning som kan pressa avgiften.

Compared with neighbouring associations

  • Higher debt per m² than 64% of associations in Sundsvall
  • Higher fee per m² than 96% of associations in Sundsvall
  • Larger maintenance fund than 96% of associations in Sundsvall
  • Higher equity ratio than 68% of associations in Sundsvall

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 092 kr/m²
+3% over 1 yr20242025
Debt/m²4 306 kr/m²
+4% over 1 yr20242025
Equity ratio36 %
0 pp over 1 yr20242025

Association facts

Municipality
Sundsvall
Built
1953
Apartments
136
Total area
6 667 m²

Identified risks

  • Clear main pipe replacement risk in a 1950s propertyCritical
  • Large loan maturities within a short timeHigh
  • High debt levels that can put pressure on the service chargeHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,306 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,092 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Bingen i Sundsvall a financially healthy housing cooperative?
HSB Bostadsrättsförening Bingen i Sundsvall receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Bingen i Sundsvall?
The debt is 4,306 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 64% of associations in Sundsvall.
How high is the fee in HSB Bostadsrättsförening Bingen i Sundsvall?
The annual fee is 1,092 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 3% over 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Bingen i Sundsvall has a health score of 8 out of 10.