Hemlo's BRF analysis
HSB Bostadsrättsförening Björnen i Ludvika
Org. no. 783800-0110 · Ludvika
Summary
HSB Bostadsrättsförening Björnen i Ludvika receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,004 kr per square metre and the annual fee is 907 kr per square metre per year. The analysis highlights, among other things: Tydlig avgiftshöjning redan genomförd, Låg underhållsfond i förhållande till fastighetens behov, Stor refinansieringsklump 2026–2027.
Association facts
- Municipality
- Ludvika
- Built
- 1948
- Apartments
- 108
- Total area
- 5 686 m²
Identified risks
- Clear fee increase already implementedHigh
- Low maintenance fund relative to the property’s needsHigh
- Large refinancing block 2026–2027High
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- Debt per square metre2,004 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre907 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Bostadsrättsförening Björnen i Ludvika a financially healthy housing cooperative?
- HSB Bostadsrättsförening Björnen i Ludvika receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSB Bostadsrättsförening Björnen i Ludvika?
- The debt is 2,004 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in HSB Bostadsrättsförening Björnen i Ludvika?
- The annual fee is 907 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Björnen i Ludvika has a health score of 8 out of 10.