Hemlo's BRF analysis

HSB Bostadsrättsförening Brandstegen i Falun

Org. no. 783200-4217 · Falun

Acceptable, with remarksBased on the 2025 annual report · Analysed 22 Aug 2026

Summary

HSB Bostadsrättsförening Brandstegen i Falun receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 6,264 kr per square metre and the annual fee is 1,126 kr per square metre per year. Higher fee per m² than 97% of associations in Falun. The annual fee has increased 12% over 1 years. The analysis highlights, among other things: Stambyte/relining närmar sig i en 54-årig fastighet, Tydlig avgiftspress med redan höjd och planerad höjning, Kombination av skuld, refinansiering och framtida projekt.

Compared with neighbouring associations

  • Higher debt per m² than 72% of associations in Falun
  • Higher fee per m² than 97% of associations in Falun
  • Larger maintenance fund than 92% of associations in Falun
  • Lower equity ratio than 64% of associations in Falun

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 126 kr/m²
+12% over 1 yr20242025
Debt/m²6 264 kr/m²
-2% over 1 yr20242025
Equity ratio21 %
0 pp over 1 yr20242025

Association facts

Municipality
Falun
Built
1971
Apartments
81
Total area
5 013 m²

Identified risks

  • Staircase replacement/relining is approaching in a 54-year-old propertyCritical
  • Clear fee pressure, with fees already increased and a planned increaseHigh
  • Combination of debt, refinancing and future projectsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre6,264 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,126 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Brandstegen i Falun a financially healthy housing cooperative?
HSB Bostadsrättsförening Brandstegen i Falun receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Brandstegen i Falun?
The debt is 6,264 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 72% of associations in Falun.
How high is the fee in HSB Bostadsrättsförening Brandstegen i Falun?
The annual fee is 1,126 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 12% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Brandstegen i Falun has a health score of 5 out of 10.