Hemlo's BRF analysis

HSB Bostadsrättsförening Elektrikern i Karlstad

Org. no. 773200-1735 · Karlstad

Strong associationBased on the 2025 annual report · Analysed 3 Aug 2026

Top 18% in Karlstad

Summary

HSB Bostadsrättsförening Elektrikern i Karlstad receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,511 kr per square metre and the annual fee is 843 kr per square metre per year. Larger maintenance fund than 99% of associations in Karlstad. The annual fee has increased 30% over 3 years. The analysis highlights, among other things: Refinansieringsrisk inom 1–2 år, Stora tekniska åtgärder kan ligga nära i tid, Låg underhållsfond i förhållande till kommande behov.

Compared with neighbouring associations

  • Lower debt per m² than 77% of associations in Karlstad
  • Higher fee per m² than 78% of associations in Karlstad
  • Larger maintenance fund than 99% of associations in Karlstad

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²843 kr/m²
+30% over 3 yr20222025
Debt/m²1 511 kr/m²
-11% over 3 yr20222025
Equity ratio52 %
+6 pp over 3 yr20222025

Association facts

Municipality
Karlstad
Built
1954
Apartments
110
Total area
7 109 m²

Identified risks

  • Refinancing risk within 1–2 yearsHigh
  • Major technical measures can be close in timeHigh
  • Low maintenance fund relative to upcoming needsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,511 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre843 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Elektrikern i Karlstad a financially healthy housing cooperative?
HSB Bostadsrättsförening Elektrikern i Karlstad receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Elektrikern i Karlstad?
The debt is 1,511 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 77% of associations in Karlstad.
How high is the fee in HSB Bostadsrättsförening Elektrikern i Karlstad?
The annual fee is 843 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 30% over 3 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Elektrikern i Karlstad has a health score of 8 out of 10.