Hemlo's BRF analysis

HSB Bostadsrättsförening Fågelsången

Org. no. 713200-0253 · Järfälla

Acceptable, with remarksBased on the 2025 annual report · Analysed 22 Jun 2026

Summary

HSB Bostadsrättsförening Fågelsången receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 9,010 kr per square metre and the annual fee is 1,112 kr per square metre per year. Higher fee per m² than 96% of associations in Järfälla. The annual fee has increased 4% over 1 years. The analysis highlights, among other things: Stor lånemassa med många förfall inom 2026–2027, Hög avgiftsnivå med fortsatt höjning, Begränsad marginal i underhållsfonden inför kommande projekt.

Compared with neighbouring associations

  • Higher debt per m² than 62% of associations in Järfälla
  • Higher fee per m² than 96% of associations in Järfälla
  • Larger maintenance fund than 95% of associations in Järfälla
  • Lower equity ratio than 69% of associations in Järfälla

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 112 kr/m²
+4% over 1 yr20242025
Debt/m²9 011 kr/m²
-2% over 1 yr20242025
Equity ratio34 %
+1 pp over 1 yr20242025

Association facts

Municipality
Järfälla
Built
1967
Apartments
185
Total area
14 994 m²

Identified risks

  • Large loan volume with many maturities within 2026–2027High
  • High fee level with continued increasesHigh
  • Limited margin in the maintenance fund ahead of upcoming projectsMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre9,010 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,112 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Fågelsången a financially healthy housing cooperative?
HSB Bostadsrättsförening Fågelsången receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Fågelsången?
The debt is 9,010 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 62% of associations in Järfälla.
How high is the fee in HSB Bostadsrättsförening Fågelsången?
The annual fee is 1,112 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 4% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Fågelsången has a health score of 6 out of 10.