Hemlo's BRF analysis

HSB Bostadsrättsförening Garbio i Solna

Org. no. 769613-8747 · Solna

Very strong associationBased on the 2025 annual report · Analysed 3 Jul 2026

Top 2% in Solna

Summary

HSB Bostadsrättsförening Garbio i Solna receives Hemlo grade A (10 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,076 kr per square metre and the annual fee is 841 kr per square metre per year. Higher equity ratio than 94% of associations in Solna. The annual fee has increased 9% over 1 years. The analysis highlights, among other things: Underhållsfonden är bara måttlig i relation till framtida behov, Stambytesrisk är inte akut men status är okänd, Flera lån förfaller samlat 2026–2028.

Compared with neighbouring associations

  • Lower debt per m² than 69% of associations in Solna
  • Higher fee per m² than 74% of associations in Solna
  • Larger maintenance fund than 91% of associations in Solna
  • Higher equity ratio than 94% of associations in Solna

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²841 kr/m²
+9% over 1 yr20242025
Debt/m²2 075 kr/m²
-13% over 1 yr20242025
Equity ratio95 %
+1 pp over 1 yr20242025

Association facts

Municipality
Solna
Built
2007
Apartments
83
Total area
6 746 m²

Identified risks

  • The maintenance fund is only modest in relation to future needs.Medium
  • The risk of pipe replacements is not urgent, but the status is unknown.Medium
  • Several loans fall due collectively in 2026–2028Medium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,076 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre841 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Garbio i Solna a financially healthy housing cooperative?
HSB Bostadsrättsförening Garbio i Solna receives Hemlo grade A (10 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Garbio i Solna?
The debt is 2,076 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 69% of associations in Solna.
How high is the fee in HSB Bostadsrättsförening Garbio i Solna?
The annual fee is 841 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 9% over 1 years.
What does Hemlo grade A mean?
Hemlo grade A means “Very strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Garbio i Solna has a health score of 10 out of 10.