Hemlo's BRF analysis

HSB Bostadsrättsförening Gärdeshus i Avesta

Org. no. 782000-0847 · Avesta

Strong associationBased on the 2025 annual report · Analysed 30 Sept 2026

Summary

HSB Bostadsrättsförening Gärdeshus i Avesta receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 961 kr per square metre and the annual fee is 648 kr per square metre per year. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Låg underhållsfond i förhållande till kommande behov, Stor kommande investering utan färdig underhållsplan, Lån förfaller i stor klump inom kort.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²648 kr/m²
+2% over 1 yr2024–2025
Debt/m²961 kr/m²
-6% over 1 yr2024–2025
Equity ratio57 %
0 pp over 1 yr2024–2025

Association facts

Municipality
Avesta
Built
1951
Apartments
105
Total area
6 138 m²

Identified risks

  • Low maintenance reserve relative to upcoming needsHigh
  • Major upcoming investment without a completed maintenance planHigh
  • Loans fall due in a large lump sum soonMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre961 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre648 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Gärdeshus i Avesta a financially healthy housing cooperative?
HSB Bostadsrättsförening Gärdeshus i Avesta receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Gärdeshus i Avesta?
The debt is 961 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Bostadsrättsförening Gärdeshus i Avesta?
The annual fee is 648 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Gärdeshus i Avesta has a health score of 8 out of 10.