Hemlo's BRF analysis

HSB Bostadsrättsförening Garvaren i Nässjö

Org. no. 727000-0917 · Nässjö

Strong associationBased on the 2025 annual report · Analysed 23 Aug 2026

Summary

HSB Bostadsrättsförening Garvaren i Nässjö receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,104 kr per square metre and the annual fee is 981 kr per square metre per year. The annual fee has increased 9% over 1 years. The analysis highlights, among other things: Låg underhållsfond i förhållande till framtida behov, Refinansieringsrisk när lån förfaller inom kort, Högre årsavgift än vad som är helt bekvämt.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²981 kr/m²
+9% over 1 yr20242025
Debt/m²2 104 kr/m²
+40% over 1 yr20242025
Equity ratio44 %
-9 pp over 1 yr20242025

Association facts

Municipality
Nässjö
Built
1949
Apartments
44
Total area
2 703 m²

Identified risks

  • Low maintenance fund in relation to future needsHigh
  • Refinancing risk when loans fall due shortlyHigh
  • Higher annual fee than what is quite comfortableMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,104 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre981 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Garvaren i Nässjö a financially healthy housing cooperative?
HSB Bostadsrättsförening Garvaren i Nässjö receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Garvaren i Nässjö?
The debt is 2,104 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Bostadsrättsförening Garvaren i Nässjö?
The annual fee is 981 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 9% over 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Garvaren i Nässjö has a health score of 9 out of 10.