Hemlo's BRF analysis

HSB Bostadsrättsförening Hammarsgården i Årjäng

Org. no. 774400-0329 · Årjäng

Stable associationBased on the 2025 annual report · Analysed 15 Jul 2026

Summary

HSB Bostadsrättsförening Hammarsgården i Årjäng receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 6,614 kr per square metre and the annual fee is 1,195 kr per square metre per year. The analysis highlights, among other things: Låg soliditet ger liten buffert för oväntade kostnader, Hög räntekänslighet vid framtida omläggning av lån, Troligt kommande energiprojekt kan bli kostsamt.

Association facts

Municipality
Årjäng
Built
1962
Apartments
51
Total area
2 744 m²

Identified risks

  • Low equity ratio leaves a small buffer for unexpected costsHigh
  • High interest-rate sensitivity when loans are refinanced in the futureHigh
  • Likely upcoming energy projects could be costlyHigh

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  • Debt per square metre6,614 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,195 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Hammarsgården i Årjäng a financially healthy housing cooperative?
HSB Bostadsrättsförening Hammarsgården i Årjäng receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Hammarsgården i Årjäng?
The debt is 6,614 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Bostadsrättsförening Hammarsgården i Årjäng?
The annual fee is 1,195 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Hammarsgården i Årjäng has a health score of 7 out of 10.