Hemlo's BRF analysis

HSB Bostadsrättsförening Kaggen i Ljusdal

Org. no. 787000-1141 · Ljusdal

Acceptable, with remarksBased on the 2025 annual report · Analysed 17 Aug 2026

Summary

HSB Bostadsrättsförening Kaggen i Ljusdal receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 6,893 kr per square metre and the annual fee is 1,003 kr per square metre per year. The analysis highlights, among other things: Hög räntekänslighet kan pressa avgifterna kraftigt, Stora lån förfaller inom kort tid, Låg underhållsreserv kan leda till avgiftshöjningar.

Association facts

Municipality
Ljusdal
Built
1973
Apartments
36
Total area
2 486 m²

Identified risks

  • High interest rate sensitivity can put significant pressure on the fees.Critical
  • Large loans are due within a short timeHigh
  • Low maintenance reserves can lead to rent increasesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre6,893 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,003 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Kaggen i Ljusdal a financially healthy housing cooperative?
HSB Bostadsrättsförening Kaggen i Ljusdal receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Kaggen i Ljusdal?
The debt is 6,893 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Bostadsrättsförening Kaggen i Ljusdal?
The annual fee is 1,003 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Kaggen i Ljusdal has a health score of 5 out of 10.