Hemlo's BRF analysis

HSB Bostadsrättsförening Kvarnen i Järfälla

Org. no. 713200-1079 · Järfälla

Acceptable, with remarksBased on the 2025 annual report · Analysed 22 Aug 2026

Summary

HSB Bostadsrättsförening Kvarnen i Järfälla receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 11,885 kr per square metre and the annual fee is 1,223 kr per square metre per year. Higher fee per m² than 100% of associations in Järfälla. The annual fee has increased 12% over 1 years. The analysis highlights, among other things: Hög skuldsättning med starkt avgiftstryck, Mycket hög räntekänslighet, Svag finansiell buffert i föreningen.

Compared with neighbouring associations

  • Higher debt per m² than 81% of associations in Järfälla
  • Higher fee per m² than 100% of associations in Järfälla
  • Larger maintenance fund than 90% of associations in Järfälla
  • Lower equity ratio than 93% of associations in Järfälla

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 223 kr/m²
+12% over 1 yr20242025
Debt/m²11 885 kr/m²
-1% over 1 yr20242025
Equity ratio13 %
0 pp over 1 yr20242025

Association facts

Municipality
Järfälla
Built
1972
Apartments
287
Total area
19 994 m²

Identified risks

  • High indebtedness with a strong pressure on feesCritical
  • Very high interest-rate sensitivityHigh
  • Weak financial buffer in the associationHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre11,885 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,223 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Kvarnen i Järfälla a financially healthy housing cooperative?
HSB Bostadsrättsförening Kvarnen i Järfälla receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Kvarnen i Järfälla?
The debt is 11,885 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 81% of associations in Järfälla.
How high is the fee in HSB Bostadsrättsförening Kvarnen i Järfälla?
The annual fee is 1,223 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 12% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Kvarnen i Järfälla has a health score of 5 out of 10.