Hemlo's BRF analysis

HSB Bostadsrättsförening Lugnet i Borås

Org. no. 769635-0631 · Borås

Acceptable, with remarksBased on the 2025 annual report · Analysed 2 Jul 2026

Summary

HSB Bostadsrättsförening Lugnet i Borås receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 13,135 kr per square metre and the annual fee is 985 kr per square metre per year. Higher debt per m² than 89% of associations in Borås. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Kommande låneomförhandlingar i stor omfattning, Mycket hög räntekänslighet vid räntelyft.

Compared with neighbouring associations

  • Higher debt per m² than 89% of associations in Borås
  • Higher fee per m² than 89% of associations in Borås
  • Smaller maintenance fund than 68% of associations in Borås

Association facts

Municipality
Borås
Built
1956
Apartments
17
Total area
1 056 m²

Identified risks

  • Very high debt per sq mCritical
  • Upcoming large-scale loan renegotiationsHigh
  • Very high interest rate sensitivity when interest rates riseHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre13,135 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre985 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Lugnet i Borås a financially healthy housing cooperative?
HSB Bostadsrättsförening Lugnet i Borås receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Lugnet i Borås?
The debt is 13,135 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 89% of associations in Borås.
How high is the fee in HSB Bostadsrättsförening Lugnet i Borås?
The annual fee is 985 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Lugnet i Borås has a health score of 5 out of 10.