Hemlo's BRF analysis

HSB Bostadsrättsförening Norrgården i Sävsjö

Org. no. 727500-0508 · Sävsjö

Stable associationBased on the 2025 annual report · Analysed 6 Aug 2026

Summary

HSB Bostadsrättsförening Norrgården i Sävsjö receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,652 kr per square metre and the annual fee is 550 kr per square metre per year. The annual fee has decreased 10% over 1 years. The analysis highlights, among other things: Pågående stambyte i 54-årig fastighet, Låg årsavgift kan dölja kommande höjningar, Koncentrerade låneförfall inom några år.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²550 kr/m²
-10% over 1 yr20242025
Debt/m²1 652 kr/m²
+558% over 1 yr20242025
Equity ratio26 %
-36 pp over 1 yr20242025

Association facts

Municipality
Sävsjö
Built
1971
Apartments
45
Total area
2 992 m²

Identified risks

  • Ongoing pipe replacement in a 54-year-old propertyCritical
  • A low annual service charge can conceal upcoming increasesHigh
  • Concentrated loan maturities within a few yearsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre1,652 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre550 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Norrgården i Sävsjö a financially healthy housing cooperative?
HSB Bostadsrättsförening Norrgården i Sävsjö receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Norrgården i Sävsjö?
The debt is 1,652 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Bostadsrättsförening Norrgården i Sävsjö?
The annual fee is 550 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has decreased 10% over 1 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Norrgården i Sävsjö has a health score of 7 out of 10.