Hemlo's BRF analysis

HSB Bostadsrättsförening Ringsted i Malmö

Org. no. 746000-6203 · Malmö

Acceptable, with remarksBased on the 2025 annual report · Analysed 17 Jul 2026

Top 49% in Malmö

Summary

HSB Bostadsrättsförening Ringsted i Malmö receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,781 kr per square metre and the annual fee is 1,235 kr per square metre per year. Higher fee per m² than 97% of associations in Malmö. The annual fee has increased 8% over 1 years. The analysis highlights, among other things: Hög risk för kostsamt stambyte i äldre fastighet, Underhållsfonden är svag i förhållande till kommande projekt, Tomträtt kan ge kraftigt ökade markkostnader vid omförhandling.

Compared with neighbouring associations

  • Higher fee per m² than 97% of associations in Malmö
  • Larger maintenance fund than 89% of associations in Malmö
  • Lower equity ratio than 70% of associations in Malmö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 235 kr/m²
+8% over 1 yr20242025
Debt/m²4 781 kr/m²
+25% over 1 yr20242025
Equity ratio24 %
-2 pp over 1 yr20242025

Association facts

Municipality
Malmö
Built
1900
Apartments
273
Total area
15 541 m²

Identified risks

  • High risk of costly pipe replacement in an older propertyCritical
  • The maintenance fund is weak in relation to upcoming projectsHigh
  • Ground lease (tomträtt) can lead to sharply increased land costs during renegotiationHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,781 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,235 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Ringsted i Malmö a financially healthy housing cooperative?
HSB Bostadsrättsförening Ringsted i Malmö receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Ringsted i Malmö?
The debt is 4,781 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Bostadsrättsförening Ringsted i Malmö?
The annual fee is 1,235 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 8% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Ringsted i Malmö has a health score of 6 out of 10.