Hemlo's BRF analysis

HSB Bostadsrättsförening Senaten i Nacka

Org. no. 716421-0879 · Nacka

Acceptable, with remarksBased on the 2025 annual report · Analysed 13 Jun 2026

Summary

HSB Bostadsrättsförening Senaten i Nacka receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 9,929 kr per square metre and the annual fee is 969 kr per square metre per year. Larger maintenance fund than 97% of associations in Nacka. The annual fee has increased 7% over 1 years. The analysis highlights, among other things: Mycket hög räntekänslighet, Oklar status för stammar i 1992 års hus, Stora lån förfaller i närtid.

Compared with neighbouring associations

  • Higher debt per m² than 64% of associations in Nacka
  • Higher fee per m² than 83% of associations in Nacka
  • Larger maintenance fund than 97% of associations in Nacka
  • Lower equity ratio than 78% of associations in Nacka

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²969 kr/m²
+7% over 1 yr20242025
Debt/m²9 930 kr/m²
-1% over 1 yr20242025
Equity ratio31 %
-1 pp over 1 yr20242025

Association facts

Municipality
Nacka
Built
1992
Apartments
204
Total area
15 603 m²

Identified risks

  • Very high interest rate sensitivityCritical
  • Unclear status of the building foundations in the 1992 buildingsHigh
  • Large loans fall due in the near termHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre9,929 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre969 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Senaten i Nacka a financially healthy housing cooperative?
HSB Bostadsrättsförening Senaten i Nacka receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Senaten i Nacka?
The debt is 9,929 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 64% of associations in Nacka.
How high is the fee in HSB Bostadsrättsförening Senaten i Nacka?
The annual fee is 969 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 7% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Senaten i Nacka has a health score of 5 out of 10.