Hemlo's BRF analysis

HSB Bostadsrättsförening Sjöåkra i Bankeryd

Org. no. 726000-3905 · Jönköping

Stable associationBased on the 2025 annual report · Analysed 20 Sept 2026

Top 42% in Jönköping

Summary

HSB Bostadsrättsförening Sjöåkra i Bankeryd receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 352 kr per square metre and the annual fee is 608 kr per square metre per year. Larger maintenance fund than 100% of associations in Jönköping. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Stor refinansieringsrisk vid låneförfall 2028, Hög stambytesrisk i 1970-talsfastighet, Kombinationsrisk: stambyte sannolikt utan tydlig ekonomisk reserv.

Compared with neighbouring associations

  • Lower debt per m² than 95% of associations in Jönköping
  • Lower fee per m² than 78% of associations in Jönköping
  • Larger maintenance fund than 100% of associations in Jönköping
  • Higher equity ratio than 96% of associations in Jönköping

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²608 kr/m²
+2% over 1 yr2024–2025
Debt/m²352 kr/m²
0% over 1 yr2024–2025
Equity ratio80 %
0 pp over 1 yr2024–2025

Association facts

Municipality
Jönköping
Built
1970
Apartments
287
Total area
21 304 m²

Identified risks

  • Significant refinancing risk upon loan maturity in 2028Critical
  • High risk of pipe replacement in a 1970s propertyHigh
  • Combination risk: building replacement likely without a clear financial reserveHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre352 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre608 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Sjöåkra i Bankeryd a financially healthy housing cooperative?
HSB Bostadsrättsförening Sjöåkra i Bankeryd receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Sjöåkra i Bankeryd?
The debt is 352 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 95% of associations in Jönköping.
How high is the fee in HSB Bostadsrättsförening Sjöåkra i Bankeryd?
The annual fee is 608 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Sjöåkra i Bankeryd has a health score of 7 out of 10.