Hemlo's BRF analysis

HSB Bostadsrättsförening Smaragden i Tranås

Org. no. 726500-0260 · Tranås

Strong associationBased on the 2025 annual report · Analysed 11 Sept 2026

Summary

HSB Bostadsrättsförening Smaragden i Tranås receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,000 kr per square metre and the annual fee is 591 kr per square metre per year. The annual fee has decreased 10% over 1 years. The analysis highlights, among other things: Stor del av lånen förfaller inom kort, Skuldsättningen är inte extrem men bör ses ihop med avgiftsnivån, Underhållsfonden är relativt tunn för ett äldre hus.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²591 kr/m²
-10% over 1 yr2024–2025
Debt/m²1 000 kr/m²
-4% over 1 yr2024–2025
Equity ratio42 %
+3 pp over 1 yr2024–2025

Association facts

Municipality
Tranås
Built
1962
Apartments
177
Total area
11 663 m²

Identified risks

  • A large portion of the loans falls due shortlyHigh
  • The level of debt is not extreme but should be considered together with the level of chargesMedium
  • The maintenance fund is relatively thin for an older building.Medium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,000 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre591 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Smaragden i Tranås a financially healthy housing cooperative?
HSB Bostadsrättsförening Smaragden i Tranås receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Smaragden i Tranås?
The debt is 1,000 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Bostadsrättsförening Smaragden i Tranås?
The annual fee is 591 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has decreased 10% over 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Smaragden i Tranås has a health score of 9 out of 10.