Hemlo's BRF analysis

HSB Bostadsrättsförening Spegeln i Täby

Org. no. 716419-9544 · Täby

Acceptable, with remarksBased on the 2025 annual report · Analysed 20 Jul 2026

Summary

HSB Bostadsrättsförening Spegeln i Täby receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 7,552 kr per square metre and the annual fee is 1,305 kr per square metre per year. Higher fee per m² than 99% of associations in Täby. The analysis highlights, among other things: Hög avgiftsnivå kombinerad med låg underhållsreserv, Osäkerhet kring stambyte i en 1987-byggnad, Relativt hög skuldsättning ger känslighet för framtida kostnadspress.

Compared with neighbouring associations

  • Higher debt per m² than 60% of associations in Täby
  • Higher fee per m² than 99% of associations in Täby
  • Lower equity ratio than 80% of associations in Täby

Association facts

Municipality
Täby
Built
1987
Apartments
176
Total area
13 908 m²

Identified risks

  • High fee level combined with a low maintenance reserveHigh
  • Uncertainty about sewer pipe replacement in a 1987-built buildingHigh
  • Relatively high debt levels create sensitivity to future cost pressuresHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre7,552 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,305 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Spegeln i Täby a financially healthy housing cooperative?
HSB Bostadsrättsförening Spegeln i Täby receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Spegeln i Täby?
The debt is 7,552 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 60% of associations in Täby.
How high is the fee in HSB Bostadsrättsförening Spegeln i Täby?
The annual fee is 1,305 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Spegeln i Täby has a health score of 6 out of 10.