Hemlo's BRF analysis

HSB Bostadsrättsförening Strandskatan i Kristinehamn

Org. no. 773600-0345 · Kristinehamn

Strong associationBased on the 2025 annual report · Analysed 25 Jun 2026

Summary

HSB Bostadsrättsförening Strandskatan i Kristinehamn receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,480 kr per square metre and the annual fee is 781 kr per square metre per year. The annual fee has increased 5% over 1 years. The analysis highlights, among other things: Hög refinansieringsrisk inom 1–2 år, Underhållsfonden är för svag i förhållande till framtida behov, 1950-talsfastighet med löpande tekniska åtgärder kvar.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²781 kr/m²
+5% over 1 yr20242025
Debt/m²3 482 kr/m²
-2% over 1 yr20242025
Equity ratio21 %
0 pp over 1 yr20242025

Association facts

Municipality
Kristinehamn
Built
1959
Apartments
144
Total area
9 744 m²

Identified risks

  • High refinancing risk within 1–2 yearsHigh
  • The maintenance fund is too small in relation to future needs.High
  • 1950s property with ongoing technical measures still in placeMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,480 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre781 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Strandskatan i Kristinehamn a financially healthy housing cooperative?
HSB Bostadsrättsförening Strandskatan i Kristinehamn receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Strandskatan i Kristinehamn?
The debt is 3,480 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Bostadsrättsförening Strandskatan i Kristinehamn?
The annual fee is 781 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 5% over 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Strandskatan i Kristinehamn has a health score of 8 out of 10.