Hemlo's BRF analysis

HSB Bostadsrättsförening Trumman i Malmö

Org. no. 746000-5643 · Malmö

Acceptable, with remarksBased on the 2025 annual report · Analysed 1 Jul 2026

Summary

HSB Bostadsrättsförening Trumman i Malmö receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 13,252 kr per square metre and the annual fee is 1,078 kr per square metre per year. Lower equity ratio than 88% of associations in Malmö. The annual fee has increased 4% over 1 years. The analysis highlights, among other things: Mycket hög räntekänslighet vid räntesteg uppåt, Mycket hög skuldsättning pressar avgifter och ekonomi, Mycket låg underhållsfond kan leda till extra uttaxeringar.

Compared with neighbouring associations

  • Higher debt per m² than 81% of associations in Malmö
  • Higher fee per m² than 86% of associations in Malmö
  • Larger maintenance fund than 68% of associations in Malmö
  • Lower equity ratio than 88% of associations in Malmö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 078 kr/m²
+4% over 1 yr20242025
Debt/m²13 252 kr/m²
-1% over 1 yr20242025
Equity ratio3 %
-1 pp over 1 yr20242025

Association facts

Municipality
Malmö
Built
1952
Apartments
399
Total area
26 645 m²

Identified risks

  • Very high interest rate sensitivity when interest rates riseCritical
  • Very high indebtedness puts pressure on fees and financesCritical
  • Very low maintenance reserve can lead to additional special assessments.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre13,252 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,078 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Trumman i Malmö a financially healthy housing cooperative?
HSB Bostadsrättsförening Trumman i Malmö receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Bostadsrättsförening Trumman i Malmö?
The debt is 13,252 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 81% of associations in Malmö.
How high is the fee in HSB Bostadsrättsförening Trumman i Malmö?
The annual fee is 1,078 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 4% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Trumman i Malmö has a health score of 6 out of 10.